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We are SURE to help you gain clarity and leave with confidence knowing you're on the Right Track. Here are a few ways to use this appt:

Get A Personalized Plan based on Your Specific Profile.
Confirm You've Chosen The Right Debt Tool.
Discuss Your Goal and any additional options available to you.

Outstanding service provided by Donnell Stidhum, SDRP, he actually listens to concerns and addresses them right away. Thank you so much.

★★★★★

Michael L

We have already paid off our first CC of $8,500 and will finish our second one of $8,000 this month. So within 8 wks we will pay off $16,500 in CC balances.

★★★★★

Billy T

Donnell Stidhum did a great job of explaining everything to me and answering every question that I had for him. I would recommend him to anyone!

★★★★★

Dennis S

It’s clear that you truly care about your clients’ success.

The consultation was eye-opening. I now have a clear strategy to manage my finances and secure my future.

★★★★★

Michael R

FAQ'S

What is Velocity Banking and how does it work?

Velocity Banking is a financial strategy that involves using a line of credit, such as a HELOC, to manage cash flow and pay off debts faster. It leverages your income to make multiple payments towards debts each month, reducing interest and accelerating debt payoff.

What should I do if my credit is impacted by multiple inquiries?

If your credit has been impacted by multiple inquiries, you can dispute those inquiries, especially if you did not receive any value from them. Consolidating inquiries related to the same purpose can also help mitigate the impact on your credit score.

What is the best strategy to manage negative cash flow until my cash inflow starts?

Focus on minimizing expenses and possibly using a debt snowball method to pay off smaller debts first. This can help free up some cash flow and make it easier to manage until the larger cash inflow begins.

How can I improve my cash flow while paying off debt?

You can improve your cash flow by reducing expenses, using a debt snowball method to pay off smaller debts first, and leveraging any lump sum payments or additional income to pay down high-interest debts.

How do I choose between different debt repayment strategies?

Choosing between debt repayment strategies depends on your financial situation. If you have positive cash flow, velocity banking might be effective. If you have negative cash flow, the debt snowball method, which focuses on paying off smaller debts first, may be more suitable.

What is the difference between debt snowball and velocity banking?

Debt snowball involves paying off smaller debts first to build momentum and free up cash flow. Velocity Banking uses a line of credit to pay down larger debts faster by making multiple payments each month. The best method depends on your cash flow situation.